Fiduciary Services

Tax Guidance

Clarity on the tax that touches your estate.

Estate duty, CGT and trust tax explained — and planned for, in advance.

Tax shapes almost every fiduciary decision. We provide fiduciary tax guidance — estate duty, capital gains tax and trust taxation — integrated into your estate and trust planning, so there are no surprises later.

Who this is for

Individuals planning their estate
Trustees managing trust tax
Executors settling a deceased estate
Business owners structuring succession

Common concerns we solve

“I don't understand how estate duty and CGT will affect my estate.”
“Our trust's tax position is unclear.”
“I want to plan ahead instead of being caught out.”

What Crest Trust assists with

How we help with tax guidance

Estate duty and liquidity planning

Capital gains tax on death and on transfers

Trust taxation and distributions

Coordinating with your accountant and SARS obligations

The process

Step by step

01
Review
We assess your estate and trust tax position.
02
Plan
We model the tax and plan to manage it efficiently and lawfully.
03
Coordinate
We work with your accountant and keep filings in order.

What to bring

Documents & information

A starting checklist — we'll confirm exactly what's needed for your situation. Don't worry if you don't have everything to hand.

Asset and liability schedule
Trust financial statements, if applicable
Prior tax returns and SARS correspondence
Details of policies and beneficiary nominations

Questions

Tax Guidance — common questions

Death is treated as a deemed disposal for CGT, which can create a liability in the estate. Certain transfers, such as those to a surviving spouse, are rolled over so the tax is deferred — the spouse takes over your base cost and the gain is carried forward, not eliminated. We factor CGT into your plan. (General information, not legal advice.)

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